Momentum & pricing:
Q1 data shows stronger buyer sentiment, falling stock (especially in The Parks, Rosebank, West Rand nodes), and faster sales cycles. Well-priced homes are drawing multiple offers and premiums; price growth is expected to become more visible in Q2.
Rates tailwind:
Prime is around 10.25% after six cuts since Sept 2024, with forecasts of another 0.5–0.75% easing over the next 6–12 months. Affordability improves within 3–6 months of a cut, so March demand benefits from late-2024 moves.
Rental strength:
Demand rising as corporates enforce return-to-office and young pros rent closer to jobs. Citywide vacancy ∼5%, rents up ∼4–6% y/y, supporting buy-to-let cases.
What’s selling:
Sectional title and entry-level freeholds move quickest; solar/inverter/water-ready homes fetch premiums. Median price citywide near R1.5m, with sales typically 8–10% below asking.
In short: sellers of quality, well-located stock hold the edge; buyers need to act decisively. If you want a suburb-by-suburb yield snapshot or a short buyer checklist, just say the word
The transfer process refers to the transfer of ownership of a property from the seller (current owner) to the buyer (new owner). It's the legal process of changing the property's title deed to reflect the new owner's name.
(See attached PDF file below).
The Transfer Process .pdf 356.29 KB
The bond registration process is when a lender (usually a bank) registers a mortgage bond over the property as security for the loan used to buy the property.
(See attached PDF file below).
The Bond Registration Process.pdf 364.87 KB
The transfer of a property typically takes 12 weeks, however it may take longer due to several factors that can be fast-tracked if attended to timeously.
(See attached PDF file below).
Transfer Process Delays.pdf 76.71 KB
The Deceased Estate process is the legal procedure to manage and distribute a person's assets (including property) after they pass away.
(See attached PDF file below).
Deceased Estates Process.pdf 76.62 KB
FLISP (First Home Finance) is a South African government subsidy for first-time buyers earning R3,501–R22,000/month. It gives R30,000–R130,000 toward your deposit or bond, depending on income—making entry-level homes more affordable.
(See attached PDF file below).
The following CERTIFIED COPIES are required as
supporting documents when applying for First Home Finance:
These documents + the Application form must be submitted to the NHFC via your bond originator, bank or directly at their offices. Feedback on your application will be received within 21 business days.
(See attached PDF file below).
FLISP Application Form.pdf 237.16 KB
This cost sheet contains figures that will help purchasers provide an overview of the numbers to expect when planning on buying a property.
The following is based on the current prime interest rate of 10.25% + 1%, because banks don't provide finance exactly at the prime interest rate.
(See attached PDF file below).
Cost Sheet March 2026 .pdf 286.51 KB